Laser Cataract Surgery

Hear directly from our patients about their experience — click here to learn more

Understanding Cataract Surgery and Insurance Coverage

Cataract surgery is a common procedure to restore vision by removing the cloudy lens and replacing it with an intraocular lens implant (IOL). Fortunately, most insurance plans, including private insurance and Medicare, cover a significant portion of the costs. However, coverage details can vary depending on your policy.

Private Insurance Coverage
Private insurance plans typically provide comprehensive coverage for cataract surgery, though specific benefits and out-of-pocket costs vary. Most plans cover:

A portion (or all) of the surgeon’s fee.
A portion (or all) of Facility fees associated with the surgery.
The cost of a monofocal lens implant.
Initial follow-up care after surgery.

Medicare Coverage
Medicare also offers comprehensive coverage for cataract surgery, typically including:

A portion (or all) of the surgeon’s fee.
A portion (or all) of Facility fees associated with the surgery.
The cost of a monofocal lens implant.
Initial follow-up care after surgery.

Additional costs you might encounter (with private insurance or Medicare) include:

Co-pays or deductibles for pre-surgery office visits, consultations, and measurements.
Co-pays for pre-surgery physicals with your primary physician.
Co-pays and/or deductibles for anesthesia services.
Deductibles as outlined in your plan.
Co-pays or coinsurance as outlined in your plan.

It’s essential to review your specific policy to understand your financial responsibilities before surgery.

Advanced Technology Lens Implants

While insurance covers standard monofocal lens implants, it may not include advanced technology lens implants, such as multifocal or toric lenses designed for specific vision needs. These lenses are considered elective upgrades and may require out-of-pocket payment.
The use of femtosecond laser technology in all-laser cataract surgery is considered an elective upgrade and requires out-of-pocket payment.

What Lens Options Are Available?

Please click here to learn more about Understanding Your Intraocular Lens Options

Know Your Coverage
Because insurance policies vary greatly, it’s crucial to verify the details of your coverage before scheduling cataract surgery. For assistance determining your benefits or to learn more about cataract surgery, contact Athena Eye Care.

📞 Call us at 949-889-2020
🌐 Visit us at www.athenaeyecare.com

We’re here to guide you every step of the way toward clearer vision.

Remember, while cataracts are often age-related, there are steps you can take to reduce your risk. Recognizing the signs early is extremely important.

Please click here to learn more about Recognizing the Early Signs of Cataracts.

Please click here to learn more about What Causes Cataracts
Please click here to learn more about What Happens if Cataracts Are Left Untreated?
Please click here to learn more about the three types of cataracts

Want to know if cataract surgery is right for you at this time?

Dr. Tai understands that each patient and every eye is different, and she focuses on providing you and your loved ones with customized vision treatment for your individual needs and lifestyle.
Please click here to learn more about what to know when considering cataract surgery
Please click here to learn more about the benefits of cataract surgery

Hear directly from our patients about their experience — click here to learn more

Your journey to your best vision starts here

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  Athena Eye Care
  26800 Crown Valley Pkwy Suite 340
  Mission Viejo, CA 92691

  phone# (949) 889-2020

  Mon 8:30 AM - 5:00 PM
  Tues 8:30 AM - 5:00 PM
  Wed 8:30 AM - 5:00 PM
  Thurs 8:30 AM - 5:00 PM
  Fri 8:30 AM - 5:00 PM
  Sat Closed
  Sun Closed

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